During the intro 0% APR period, you won't be charged interest on new purchases or balance transfers. After your intro period has ended, the APR will be a variable 14.74% - 24.74% depending on your credit. Regular APR, also known as go-to APR, represents the interest you would pay on any remaining balance after the intro period ends. You can use a promotional 0% annual percentage rate (APR) offer on a credit card to pay down debts or make purchases and avoid interest altogether.

Some no-fee balance transfer fee offers may not extend to balance transfer checks so it’s important to know what you’re paying up front. It looks like I will have about 1000 left on the promotional Slate 0% interest All transfers must be completed in first 4 months. The APR will go up after the introductory period is over. The Credit CARD Act of 2009 requires that introductory periods must last at least six months.

Apply for a 0 percent interest credit card today. And 0% Intro APR on Purchases for 15 months, then 16.49% - 25.24% Variable APR.

All have no annual fee. * Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies. † Same page link to Pricing and Terms After the intro period, a variable APR of 14.99 (3.25 + 11.74) %– 23.74 (3.25 + 20.49) %. Chase Slate , for example, has no balance transfer fee if the transfer is made within 60 days of opening an account, but the fee for balance transfers after 60 days is 5% of the amount transferred, with a minimum fee of $5. Chase Freedom® offers a 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of … Learn more . I paid off almost all of it but now doing the wedding and paying down the credit card has become difficult. Kliment Dukovski Updated Apr 27, 2020. Fact checked. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Compare business credit cards with a 0% intro APR Make large purchases without paying interest for a period of time.

Our top pick is Chase Slate® because of its intro balance transfer fee of $0 for the first 60 days that your Account is open, after that, either $5 or 5% of the amount of each transfer, whichever is greater.

0% Intro APR on balance transfers for 21 months from date of first transfer. Once you make the transfer, keep up with your payments and aim to pay it off in full before the intro APR period ends. The Chase Slate offers 0% intro APR for 15 months on purchases and balance transfers from account opening; after these 15 months the APR jumps to 14.99%-23.74% variable based on your creditworthiness. When you buy something with your card during the intro APR period, it won’t accrue interest until your promotional interest rate expires. - I got the Chase Slate to get my fiance an engagement ring.

0% Intro APR Credit Cards ... APR.

Why it’s one of the best 0% intro APR business credit cards.

If it’s outside that timeline, the transfer could be subject to the variable APR that the 0% intro period moves to when the overall timeline, such as 18 months, ends. A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card.

After that, the variable APR will be 13.74% - 23.74%, based on your creditworthiness.